The home layout and upgrades are customizable, but these changes are costly. Building the home in panels off-site and restricting the build options makes prefabricated or modular homes affordable. You choose from your builder’s selection of layouts and materials to customize the home. Prefabricated homes are built off-site, transported to your property, and assembled on-site. Prefabricated HomesĪverage cost to build : $90-$120 per square footĪverage cost to buy : $100-$200 per square foot Get pre-approved for a cob construction home. Most home buyers finance their purchase and are more interested in the next three home types. Cob can be combined with other construction practices or materials to create a modern home, or used for smaller projects like sheds and garden walls.Ĭob homes are not typical in most areas and may be difficult to secure a mortgage for, much like tiny homes and shipping container homes. Cob homes are not common and aren’t readily available to buy in the U.S.Ĭob construction is sturdy, sustainable, and small with a unique look. Homeowners usually build their own cob houses, so prepare for manual labor. Cob can form the walls and foundation of a home. Cob Construction HomesĬob is a clay mixture that has been used around the world for centuries. Research your local area and save up some cash if you plan to build one. Like tiny homes, it may be difficult to get a mortgage for container homes. Shipping containers generally come in two sizes - 20 feet by 8 feet (160 square feet), or 40 feet by 8 feet (320 square feet).Ĭontainer homes are only legal in select states, including: Shipping containers can be used for tiny homes, or combined with other containers for the construction of a larger house. Shipping container homes are built around the structure of a retired shipping container so you save time and money on framing. It can be difficult to secure a mortgage for alternative homes like these depending on how rare they are in your area, so be prepared to purchase with cash. Tiny homes can be bought and are often built since they’re not very common. The simple design and small space reduce the materials needed, keeping construction affordable. Tiny houses are less than 400 square feet and are typically square or rectangular in shape. Tiny homes have grown in popularity over the last decade as an affordable and sustainable house style. Get pre-approved to start your home buying journey. They’re also easy to find plans for and can be built up rather than out, so you can save on foundation costs. It can be hard to find affordable colonial homes ready to buy, so if you plan on building, sticking to a simple layout and small size keeps construction affordable. Their simple design is more affordable to build than complex or asymmetrical houses.Ĭolonial homes have evolved over time and modern styles are often used for mansions. Colonial HomesĪverage cost to build : $300 per square footĬolonial homes are common around the East Coast and are symmetrical, rectangular-shaped houses. If you choose to purchase a ranch home, they come in a variety of sizes and shapes for options that fit any budget. They’re easy to find construction plans for and highly customizable, so you can find a home that fits your needs and budget. Ranch homes are typically single-story structures with attached garages. A home with a simple and concise layout is the cheapest type of house to build. They’re another rectangular-shaped house, though they come in “T” or “L” shapes, too. Ranch homes are the most popular home style in the U.S. Average cost to build :$150 per square foot
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